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Income statement template

Do small businesses need to use an income statement template?

Yes, an income statement, otherwise known as a profit and loss (P&L), is a record that measures and shows all the revenues and expenses a company incurred during a specific period of time. The income statement helps determine a company’s financial health and the financial progress it made during a particular period. The income statement contains sections for revenue and expenses, which include net sales, gross profit, cost of goods sold, selling expenses, general and administrative expenses, and net profit.

A simple income statement template can help you create this financial document with information from your own company’s finances.

What is the income statement used for?

The income statement is used both internally and externally for different purposes. Internally, the income statement can be viewed at the corporate level, department level, product level or even customer level.

By evaluating the income statement at each level, the company can gain insightful understanding of how profitable a product, customer relationship or department is and adjust as needed.

The income statement is considered one of the most important financial statements due to the amount of information that can be pulled out of it. Externally, the income statement is used by investors, creditors, and stakeholders to understand how the company is making money and how they are allocating the revenue.

The income statement acts as the first impression to investors and creditors as a proof of business success or failure.

Why use an income statement template?

Using an income statement template offers several advantages for small businesses:

  1. Efficiency: You can simply enter your financial data into the income statement template, which automatically calculates subtotals and totals.
  2. Accuracy: Income statement templates ensure that you include the necessary financial information and calculations, reducing the risk of errors and ensuring accurate reporting.
  3. Consistency: Templates provide a standardized format for presenting financial information, which is beneficial when comparing income statements across different periods, tracking performance, or communicating financial data to stakeholders.
  4. Compliance: Some industries have specific financial reporting requirements. Using an income statement template helps ensure that you adhere to those standards and regulations.
  5. Customizability: While templates provide a starting point, you can modify the categories, add or remove sections, or adjust the layout to align with your industry or reporting preferences.

If you’re uncertain about financial reporting or have complex accounting needs, consulting with a qualified accountant or financial professional is recommended.

How to prepare an income statement template

Here’s how to do an income statement in Excel:

Step 1: Download income statement Excel template.
Step 2: Determine the period of time for the income statement (monthly, quarterly, yearly).
Step 3: Export trial balance from accounting system for the specified period.
Step 4: Enter data into the income statement template.
Step 5: Calculate net income.

You can find more detailed instructions on how to use our income statement template when you download the template.

Income statement template FAQ

How often should an income statement template be prepared?

It’s recommended that businesses prepare and review monthly income statements to evaluate performance and make adjustments as needed to stay on track with financial budgets and goals.

What is the purpose of an income statement template?

An income statement template helps businesses get started on their financial reporting with consistency and accuracy. By providing a customizable framework, the template guides you through the necessary sections to ensure every income and expense is properly recorded.

Once the template is filled out, you’ll see how profitable the business is and get insight on what’s driving performance. With this information, you’ll have a strong foundation that can be referred back to for optimizing costs and maximizing profits.

​​What are the sections of an income statement?

An income statement is typically broken up into three sections:

  • Income: How the business is generating money, like sales revenue or interest earned.
  • Operating Expenses: All expenses involved in the business’s day-to-day operations. Common examples include labor, materials, rent, and utilities.
  • Net income: What a business keeps after all expenses are paid and accounted for.

​​What information does an income statement include?

While an income statement has three main sections, each section is packed with its own valuable information and line items.

The most common components included in an income statement are:

  • Sales revenue: Money earned from the selling of a good or service.
  • Cost of sales: Direct costs involved in providing a good or service. These costs include things that can only be used once in a sale (for example, a coffee shop would include beans and paper cups, but not their machinery).
  • Gross profit: The difference between sales revenue and cost of sales. This is the money that is available to cover all additional operating expenses.
  • Operating expenses: All costs involved in keeping a business operational.  
  • Non-operating income: Money earned from non-sales related activity (e.g. interest earned on a savings account or rental income for subletting out a space).
  • Net income: The amount of money gained or loss once all income streams and expenses are accounted for.
Income statement formula

What is the income statement formula?

The income statement formula is:

Total Revenue - Total Expenses = Net Income

This mirrors the income statement structure that segments your transactions into each of the two sections with net income being what’s left over. It’s an easy calculation that’s done simply by updating the information on the income statement template.

What’s the difference between an income statement and balance sheet?

Income statements and balance sheets are the two fundamental reports that businesses use to understand their financial health, but they look at the finances in two very different ways.

The income statement is a summary of transaction totals grouped by income or expense type for a specific period of time. You’d look at your income statement to answer questions like how profitable a business was, what it spent its money on, and how efficiently it’s turning sales revenue into profit.

The balance sheet is a snapshot in time of how much cash is held and owed. You’d look at your balance sheet to answer questions like how much cash it holds, whether the cash level is high enough to cover debts, and what’s been paid out to shareholders.

Both should be updated and analyzed regularly to keep a pulse on how strong a business is performing.

What is a multi-step income statement?

A multi-step income statement separates income and expenses into operating and non-operating categories. It takes additional work to prepare, but offers greater detail into how a business is generating and spending its money.

Some examples of non-operating activity are interest earned, interest expenses on a liability, or any gain or loss on the sale of an asset or investments.

You may want to prepare a multi-step income statement if you’re dealing with non-operational activity that makes it difficult to understand just how profitable your core operations are.  

Some examples of when you should prepare a multi-step income statement are when you’re juggling multiple liabilities, liquidating old assets, or looking to showcase the profitability of your core operations to investors.

Can this income statement template be used in Google Sheets?

Yes, download our income statement Excel template. Then in Google Sheets, follow these steps:

  1. Create a new or open an existing spreadsheet.
  2. Click File. Import.
  3. Choose the Excel income statement template file and click Select.
  4. Choose an import location option:
    Create new spreadsheet,
    Insert new sheet(s),
    or Replace spreadsheet.
  5. Click Import data and you should have this income statement template in Google Sheets.
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